{"id":16384,"date":"2024-06-20T16:01:17","date_gmt":"2024-06-20T19:01:17","guid":{"rendered":"https:\/\/maitebrusman.com.br\/?p=16384"},"modified":"2024-06-20T16:29:15","modified_gmt":"2024-06-20T19:29:15","slug":"spaving-a-armadilha-das-promocoes-que-pode-levar-ao-endividamento","status":"publish","type":"post","link":"https:\/\/maitebrusman.com.br\/mb\/spaving-a-armadilha-das-promocoes-que-pode-levar-ao-endividamento\/","title":{"rendered":"Spaving: a armadilha das promo\u00e7\u00f5es que pode levar ao endividamento"},"content":{"rendered":"
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O conceito de “spaving”, gastar mais para economizar, tem levado muitas pessoas ao endividamento. Em busca de promoc\u0327o\u0303es, consumidores acabam comprando itens desnecessa\u0301rios, acreditando que esta\u0303o economizando. No entanto, esses gastos acabam pesando no orc\u0327amento familiar, gerando uma falsa sensac\u0327a\u0303o de economia.<\/p>\n

“Cada vez mais ha\u0301 promoc\u0327o\u0303es que te fazem adquirir algo que voce\u0302 na\u0303o precisa pela sensac\u0327a\u0303o de estar economizando. Sa\u0303o pequenos gastos que na\u0303o parecem pesar, mas<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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pesam,” explica Renan Pieri, economista e professor da FGV EAESP. Ele destaca que o feno\u0302meno do spaving, popular nos Estados Unidos, tem se espalhado, afetando o comportamento de consumo global e prejudicando a sau\u0301de financeira de muitas fami\u0301lias.<\/p>\n

O endividamento de fami\u0301lias cresceu no Brasil. Em marc\u0327o, 78,1% delas afirmaram ter de\u0301bitos prestes a vencer, um aumento de 0,2% em relac\u0327a\u0303o a fevereiro, mostram dados da Pesquisa de Endividamento e Inadimple\u0302ncia do Consumidor realizada pela CNC (Confederac\u0327a\u0303o Nacional do Come\u0301rcio de Bens, Servic\u0327os e Turismo.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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q.a.a.m.<\/h6>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

O conceito de “spaving”, gastar mais para economizar, tem levado muitas pessoas ao endividamento. Em busca de promoc\u0327o\u0303es, consumidores acabam comprando itens desnecessa\u0301rios, acreditando que esta\u0303o economizando. No entanto, esses gastos acabam pesando no orc\u0327amento familiar, gerando uma falsa sensac\u0327a\u0303o de economia. “Cada vez mais ha\u0301 promoc\u0327o\u0303es que te fazem adquirir algo que voce\u0302 na\u0303o …<\/p>\n","protected":false},"author":35,"featured_media":16385,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_FSMCFIC_featured_image_caption":"Foto: Divulga\u00e7\u00e3o","_FSMCFIC_featured_image_nocaption":"","_FSMCFIC_featured_image_hide":"","footnotes":""},"categories":[110],"tags":[2611,1983,1620,1732,2612,2610],"class_list":["post-16384","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-jornal_maite_brusman","tag-endividamento","tag-jornal-maite-brusman","tag-maite-brusman","tag-mb","tag-promocoes","tag-spaving"],"wps_subtitle":"Busca por descontos faz consumidores gastarem mais e perderem a no\u00e7\u00e3o de economia real","rttpg_featured_image_url":{"full":["https:\/\/maitebrusman.com.br\/mb\/wp-content\/uploads\/2024\/06\/WhatsApp-Image-2024-06-19-at-16.28.59-1.jpeg",678,452,false],"landscape":["https:\/\/maitebrusman.com.br\/mb\/wp-content\/uploads\/2024\/06\/WhatsApp-Image-2024-06-19-at-16.28.59-1.jpeg",678,452,false],"portraits":["https:\/\/maitebrusman.com.br\/mb\/wp-content\/uploads\/2024\/06\/WhatsApp-Image-2024-06-19-at-16.28.59-1.jpeg",678,452,false],"thumbnail":["https:\/\/maitebrusman.com.br\/mb\/wp-content\/uploads\/2024\/06\/WhatsApp-Image-2024-06-19-at-16.28.59-1-150x150.jpeg",150,150,true],"medium":["https:\/\/maitebrusman.com.br\/mb\/wp-content\/uploads\/2024\/06\/WhatsApp-Image-2024-06-19-at-16.28.59-1-300x200.jpeg",300,200,true],"large":["https:\/\/maitebrusman.com.br\/mb\/wp-content\/uploads\/2024\/06\/WhatsApp-Image-2024-06-19-at-16.28.59-1.jpeg",678,452,false],"1536x1536":["https:\/\/maitebrusman.com.br\/mb\/wp-content\/uploads\/2024\/06\/WhatsApp-Image-2024-06-19-at-16.28.59-1.jpeg",678,452,false],"2048x2048":["https:\/\/maitebrusman.com.br\/mb\/wp-content\/uploads\/2024\/06\/WhatsApp-Image-2024-06-19-at-16.28.59-1.jpeg",678,452,false],"ultp_layout_landscape_large":["https:\/\/maitebrusman.com.br\/mb\/wp-content\/uploads\/2024\/06\/WhatsApp-Image-2024-06-19-at-16.28.59-1.jpeg",678,452,false],"ultp_layout_landscape":["https:\/\/maitebrusman.com.br\/mb\/wp-content\/uploads\/2024\/06\/WhatsApp-Image-2024-06-19-at-16.28.59-1.jpeg",678,452,false],"ultp_layout_portrait":["https:\/\/maitebrusman.com.br\/mb\/wp-content\/uploads\/2024\/06\/WhatsApp-Image-2024-06-19-at-16.28.59-1-600x452.jpeg",600,452,true],"ultp_layout_square":["https:\/\/maitebrusman.com.br\/mb\/wp-content\/uploads\/2024\/06\/WhatsApp-Image-2024-06-19-at-16.28.59-1-600x452.jpeg",600,452,true],"yaffo-small-square":["https:\/\/maitebrusman.com.br\/mb\/wp-content\/uploads\/2024\/06\/WhatsApp-Image-2024-06-19-at-16.28.59-1-90x90.jpeg",90,90,true],"yaffo-grid":["https:\/\/maitebrusman.com.br\/mb\/wp-content\/uploads\/2024\/06\/WhatsApp-Image-2024-06-19-at-16.28.59-1-580x420.jpeg",580,420,true],"yaffo-square":["https:\/\/maitebrusman.com.br\/mb\/wp-content\/uploads\/2024\/06\/WhatsApp-Image-2024-06-19-at-16.28.59-1-580x452.jpeg",580,452,true],"yaffo-medium":["https:\/\/maitebrusman.com.br\/mb\/wp-content\/uploads\/2024\/06\/WhatsApp-Image-2024-06-19-at-16.28.59-1.jpeg",678,452,false],"yaffo-content-width":["https:\/\/maitebrusman.com.br\/mb\/wp-content\/uploads\/2024\/06\/WhatsApp-Image-2024-06-19-at-16.28.59-1.jpeg",678,452,false],"woocommerce_thumbnail":["https:\/\/maitebrusman.com.br\/mb\/wp-content\/uploads\/2024\/06\/WhatsApp-Image-2024-06-19-at-16.28.59-1-600x452.jpeg",600,452,true],"woocommerce_single":["https:\/\/maitebrusman.com.br\/mb\/wp-content\/uploads\/2024\/06\/WhatsApp-Image-2024-06-19-at-16.28.59-1-600x400.jpeg",600,400,true],"woocommerce_gallery_thumbnail":["https:\/\/maitebrusman.com.br\/mb\/wp-content\/uploads\/2024\/06\/WhatsApp-Image-2024-06-19-at-16.28.59-1-150x150.jpeg",150,150,true],"shop_catalog":["https:\/\/maitebrusman.com.br\/mb\/wp-content\/uploads\/2024\/06\/WhatsApp-Image-2024-06-19-at-16.28.59-1-600x452.jpeg",600,452,true],"shop_single":["https:\/\/maitebrusman.com.br\/mb\/wp-content\/uploads\/2024\/06\/WhatsApp-Image-2024-06-19-at-16.28.59-1-600x400.jpeg",600,400,true],"shop_thumbnail":["https:\/\/maitebrusman.com.br\/mb\/wp-content\/uploads\/2024\/06\/WhatsApp-Image-2024-06-19-at-16.28.59-1-150x150.jpeg",150,150,true],"audioigniter_cover":["https:\/\/maitebrusman.com.br\/mb\/wp-content\/uploads\/2024\/06\/WhatsApp-Image-2024-06-19-at-16.28.59-1-560x452.jpeg",560,452,true]},"rttpg_author":{"display_name":"Da Reda\u00e7\u00e3o Mait\u00ea Brusman","author_link":"https:\/\/maitebrusman.com.br\/mb\/author\/carla-bianco\/"},"rttpg_comment":0,"rttpg_category":"Jornal Mait\u00ea Brusman<\/a>","rttpg_excerpt":"O conceito de “spaving”, gastar mais para economizar, tem levado muitas pessoas ao endividamento. Em busca de promoc\u0327o\u0303es, consumidores acabam comprando itens desnecessa\u0301rios, acreditando que esta\u0303o economizando. No entanto, esses gastos acabam pesando no orc\u0327amento familiar, gerando uma falsa sensac\u0327a\u0303o de economia. “Cada vez mais ha\u0301 promoc\u0327o\u0303es que te fazem adquirir algo que voce\u0302 na\u0303o…","_links":{"self":[{"href":"https:\/\/maitebrusman.com.br\/mb\/wp-json\/wp\/v2\/posts\/16384","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maitebrusman.com.br\/mb\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maitebrusman.com.br\/mb\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maitebrusman.com.br\/mb\/wp-json\/wp\/v2\/users\/35"}],"replies":[{"embeddable":true,"href":"https:\/\/maitebrusman.com.br\/mb\/wp-json\/wp\/v2\/comments?post=16384"}],"version-history":[{"count":1,"href":"https:\/\/maitebrusman.com.br\/mb\/wp-json\/wp\/v2\/posts\/16384\/revisions"}],"predecessor-version":[{"id":16410,"href":"https:\/\/maitebrusman.com.br\/mb\/wp-json\/wp\/v2\/posts\/16384\/revisions\/16410"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/maitebrusman.com.br\/mb\/wp-json\/wp\/v2\/media\/16385"}],"wp:attachment":[{"href":"https:\/\/maitebrusman.com.br\/mb\/wp-json\/wp\/v2\/media?parent=16384"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maitebrusman.com.br\/mb\/wp-json\/wp\/v2\/categories?post=16384"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maitebrusman.com.br\/mb\/wp-json\/wp\/v2\/tags?post=16384"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}